个人二维码收款要补税？微信、支付宝回应！
<section data-role="outer" label="Powered by 135editor.com"><h2 style="margin: 0px 0px 15px; padding: 0px; outline: 0px; font-size: 16px; text-indent: 2em; text-align: justify; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; font-family: 微软雅黑, Microsoft YaHei; overflow-wrap: break-word !important;">近日，“微信支付宝回应追查个人收款码近4年数据”这一话题冲上微博热搜。<br style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"/></span></h2><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><span style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;">据媒体报道，近期有网传消息称，自2022年3月1日起，微信、支付宝的个人收款码不得用于经营性收款。不仅如此，近4年</span>的数据将被追查，一旦数额较大需按4.5%补税，还要缴纳滞纳金和罚款。<strong style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; color: rgb(171, 25, 66); overflow-wrap: break-word !important;">对此，微信和支付宝回应称，追查个人收款码近4年数据的说法为谣言。</span></strong></span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p></section><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><p style="margin-top: 0px; margin-bottom: 15px; padding: 0px; outline: 0px; line-height: 1.5em; overflow-wrap: break-word !important;"></p></section><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><p style="vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; color: rgb(136, 136, 136); font-family: 微软雅黑, Microsoft YaHei; overflow-wrap: break-word !important;">来源：新浪微博截图</span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p></section><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><p style="text-align: center; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; letter-spacing: 0.544px; font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><strong style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;">1</span></strong></span></p><hr style="margin: 0px; padding: 0px; outline: 0px; letter-spacing: 0.544px; text-align: center; color: rgb(62, 62, 62); font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;"/><p style="margin-top: 0px; margin-bottom: 15px; padding: 0px; outline: 0px; letter-spacing: 0.544px; text-align: center; font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><strong style="margin: 0px; padding: 0px; outline: 0px; letter-spacing: 0.544px; color: rgb(28, 120, 146); font-size: 20px; font-family: -apple-system, system-ui, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; overflow-wrap: break-word !important;">此类个人收款码</strong><br style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"/></span></p></section><section style="margin: 0px; padding: 0px; outline: 0px; letter-spacing: 0.544px; text-align: center; font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; overflow-wrap: break-word !important;" class=""><p style="vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; letter-spacing: 0.544px; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><strong style="margin: 0px; padding: 0px; outline: 0px; color: rgb(28, 120, 146); font-size: 20px; letter-spacing: 0.544px; font-family: -apple-system, system-ui, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; overflow-wrap: break-word !important;">将不能用于经营收款</strong></span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p></section><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;" class=""><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">3月1日，《中国人民银行关于加强支付受理终端及相关业务管理的通知》将正式施行。</span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">《通知》规定，对于具有明显经营活动特征的个人，条码支付收款服务机构应当为其提供特约商户收款条码，并参照执行特约商户有关管理规定，不得通过个人收款条码为其提供经营活动相关收款服务。</span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">记者此前了解到，其一，《通知》不是禁止收款码用于经营收款。<strong style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; color: rgb(171, 25, 66); overflow-wrap: break-word !important;">《通知》明确，收款码分为个人收款码和商户收款码，要求有效区分两者使用场景和用途，并对个人收款码的使用进行规范，并非“一刀切”禁止收款码用于经营收款，商户收款码经营收款未受影响。</span></strong></span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><strong style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; color: rgb(171, 25, 66); overflow-wrap: break-word !important;">其二，具有明显经</span></strong><strong style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; color: rgb(171, 25, 66); overflow-wrap: break-word !important;">营活动特征的个人，其个人收款码将不能用于经营收款。</span></strong>《通知》明确，对于具有明显经营活动特征的个人，条码支付收款服务机构不得通过个人收款条码为其提供经营活动相关收款服务。此外，个人静态收款条码原则上禁止用于远程非面对面收款。</span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">业内人士表示，目前对于“具有明显经营活动特征的个人”尚未给出明确具体的界定方式。</span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: center; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; letter-spacing: 0.544px; font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><strong style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;">2</span></strong></span></p><hr style="margin: 0px; padding: 0px; outline: 0px; letter-spacing: 0.544px; text-align: center; color: rgb(62, 62, 62); font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;"/><p style="margin-top: 0px; margin-bottom: 15px; padding: 0px; outline: 0px; letter-spacing: 0.544px; text-align: center; font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><strong style="margin: 0px; padding: 0px; outline: 0px; letter-spacing: 0.544px; color: rgb(28, 120, 146); font-size: 20px; font-family: -apple-system, system-ui, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; overflow-wrap: break-word !important;">微信：将通知需“升级”的用户</strong><br style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"/></span></p></section><section style="margin: 0px; padding: 0px; outline: 0px; letter-spacing: 0.544px; text-align: center; font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; overflow-wrap: break-word !important;" class=""><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p></section><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;" class=""><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">记者在询问腾讯客服个人收款码是否可以继续使用时，腾讯客服回复称，根据财付通公司与监管部门沟通和对新规的理解，3月1日之后，个人收款二维码仍可继续使用，其中部分具备明显经营行为的用户需按照规定升级为经营收款码。<span style="margin: 0px; padding: 0px; outline: 0px; color: rgb(171, 25, 66); overflow-wrap: break-word !important;"><strong style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;">对于明显经营行为的标准，监管部门将会在近期公布，平台会在用户升级前保留一段时间作为过渡期。</strong></span></span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">腾讯客服强调，如符合升级标准，微信收款助手将下发消息通知，未收到通知的用户个人收款码不会受到影响。<strong style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; color: rgb(171, 25, 66); overflow-wrap: break-word !important;">该客服还提示，若有相关人员上门推广，请谨防诈骗。</span></strong></span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p></section><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><p style="margin-top: 0px; margin-bottom: 15px; padding: 0px; outline: 0px; line-height: 1.5em; overflow-wrap: break-word !important;"></p></section><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><p style="vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; color: rgb(136, 136, 136); font-family: 微软雅黑, Microsoft YaHei; overflow-wrap: break-word !important;">来源：微信截图</span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p></section><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><p style="text-align: center; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; letter-spacing: 0.544px; font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><strong style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;">3</span></strong></span></p><hr style="margin: 0px; padding: 0px; outline: 0px; letter-spacing: 0.544px; text-align: center; color: rgb(62, 62, 62); font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; box-sizing: border-box !important; overflow-wrap: break-word !important;"/><p style="margin-top: 0px; margin-bottom: 15px; padding: 0px; outline: 0px; letter-spacing: 0.544px; text-align: center; font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><strong style="margin: 0px; padding: 0px; outline: 0px; letter-spacing: 0.544px; color: rgb(28, 120, 146); font-size: 20px; font-family: -apple-system, system-ui, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; overflow-wrap: break-word !important;">商用收款码将免费提供</strong><br style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;"/></span></p></section><section style="margin: 0px; padding: 0px; outline: 0px; letter-spacing: 0.544px; text-align: center; font-family: -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif; overflow-wrap: break-word !important;"><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p></section><section style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;" class=""><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">为什么要进行“条码升级”呢？</span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">人民银行有关负责人此前解释，近年来，个人收款条码得到广泛运用，但也存在一些风险隐患。例如，部分机构使用个人收款条码转账业务办理大量生产经营、生活消费交易，既混淆了交易性质，导致交易信息失真，影响风险监测效果，也不利于借助支付服务为经营活动赋能增值。还有一些不法分子利用“跑分平台”，以高额收益为饵吸引大量人员使用个人静态收款条码与赌客“点对点”线上远程转移赌资，将赌资分拆隐藏于众多正常交易场景，扰乱了条码支付业务正常秩序，影响了涉赌“资金链”追溯机制的实效。</span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">人民银行有关负责人表示，《通知》关于规范个人收款码的相关要求将进一步提升对个人经营者和小微商户的收单服务质量。对于具有明显经营活动特征的个人收款码用户，《通知》要求收单机构参照特约商户管理。</span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="margin: 0px; padding: 0px; outline: 0px; color: rgb(171, 25, 66); font-family: 微软雅黑, Microsoft YaHei; overflow-wrap: break-word !important;"><strong style="margin: 0px; padding: 0px; outline: 0px; overflow-wrap: break-word !important;">此类调整会否影响消费者日常支付体验？上述负责人表示，使用“码牌”或者打印封装的二维码的商户，需要向收款服务机构（如微信、支付宝等）申请转为商用收款码，但消费者日常支付体验和感受不会受到影响。</strong></span></p><p style="vertical-align: inherit; margin-bottom: 0px; padding: 0px; outline: 0px; clear: both; min-height: 1em; overflow-wrap: break-word !important;"><br/></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">事实上，在相关要求实施之前，监管部门要求支付服务机构必须要全面、充分评估客户正常支付需求，制定配套服务解决方案，确保服务成本不升、服务质量不降。收款服务机构有义务免费为商户提供商用收款码，商户只需要提供必要的身份核实信息。</span></p><p style="text-align: justify; vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; text-indent: 2em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;"><br/></span></p><p style="vertical-align: inherit; padding: 0px; outline: 0px; clear: both; min-height: 1em; margin-bottom: 15px; line-height: 1.5em; overflow-wrap: break-word !important;"><span style="font-family: 微软雅黑, Microsoft YaHei;">（来源：新华社）</span></p></section></section></section><p><br/></p><link rel="stylesheet" href="http://bbs.jjxw.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_fDg" id="wcn_editor_css"/>
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