事关房价，九江取消首套房贷款利率下限
<p style="line-height: 1.75em;margin-bottom: 0px;" data-mpa-powered-by="yiban.io"><br/></p><p><br/></p><section data-support="96编辑器" data-style-id="51209" style="margin-bottom: unset;outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);"><section style="outline: 0px;line-height: 1.75em;margin-bottom: 0px;"><section style="margin-right: 23px;margin-bottom: unset;outline: 0px;display: inline-block;background-color: rgb(254, 254, 254);"><section style="margin-bottom: unset;outline: 0px;width: 38px;"><p style="outline: 0px;"></p></section></section></section><section style="margin-top: -19px;margin-bottom: unset;padding: 20px 10px;outline: 0px;border-width: 2px;border-style: solid;border-color: rgb(255, 186, 20);border-radius: 30px 0px 0px;"><section style="outline: 0px;font-size: 16.8px;color: rgb(97, 90, 90);font-family: Microsoft YaHei, Hiragino Sans GB;line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 17px;"><span style="outline: 0px;letter-spacing: 0.57834px;"> </span>日前，南昌、赣州、九江和新余四地先后宣布，</span><span style="font-size: 17px;color: rgb(0, 122, 170);"><span style="font-size: 17px;outline: 0px;"><strong style="outline: 0px;">自2024年4月1日起阶段性取消当地首套住房商业性个人住房贷款利率下限</strong></span>。</span><span style="font-size: 17px;">该政策有利于进一步降低居民购房成本，支持刚性和改善性住房需求。</span></section><section style="outline: 0px;font-size: 16.8px;color: rgb(97, 90, 90);font-family: Microsoft YaHei, Hiragino Sans GB;line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 17px;"><br/></span></section><section style="outline: 0px;font-size: 16.8px;color: rgb(97, 90, 90);font-family: Microsoft YaHei, Hiragino Sans GB;line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 17px;"> 据悉，阶段性取消首套房贷利率下限后，金融机构可以及时、灵活地根据市场变化情况，对当地首套房贷利率进行适时调整，实际房贷利率有望进一步下行。结合前期省内相关设区市已经落地的税收优惠及补贴政策、优化贷款首付比例及公积金使用政策、二手房“带押过户”等一系列配套政策，此举将有助于降低购房者的购房成本，更好地支持刚性和改善性住房需求，支持居民投资和消费增长。</span></section></section></section><section data-role="outer" label="edit by 135editor"><section style="outline: 0px;max-width: 100%;visibility: visible;box-sizing: border-box !important;overflow-wrap: break-word !important;"><section data-role="paragraph" style="outline: 0px;max-width: 100%;visibility: visible;box-sizing: border-box !important;overflow-wrap: break-word !important;"><section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;max-width: 100%;visibility: visible;white-space: normal;line-height: 1.75em;margin-bottom: 0px;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="font-size: 17px;color: rgb(0, 122, 170);"><strong style="outline: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">为降低购房成本</span></strong></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;max-width: 100%;visibility: visible;white-space: normal;line-height: 1.75em;margin-bottom: 0px;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="font-size: 17px;color: rgb(0, 122, 170);"><strong style="outline: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">越来越多的城市</span></strong></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;max-width: 100%;visibility: visible;white-space: normal;line-height: 1.75em;margin-bottom: 0px;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="font-size: 17px;color: rgb(0, 122, 170);"><strong style="outline: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">取消首套房贷利率下限</span></strong></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">中指研究院指数事业部研究总监陈文静表示，</span><span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;outline: 0px;font-size: 17px;color: rgb(0, 122, 170);"><strong style="outline: 0px;"><span style="font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-wrap: wrap;font-size: 17px;outline: 0px;letter-spacing: 1px;">取消首套房贷利率下限，意味着商贷利率有可能进一步降低。</span></strong></span><span style="font-size: 17px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;text-wrap: wrap;outline: 0px;letter-spacing: 1px;">我国房贷利率与贷款市场报价利率（LPR）挂钩，整体呈市场化动态调整特征。根据人民银行、原银保监会的规定，首套住房商业性个人住房贷款利率下限应不低于相应期限贷款市场报价利率（LPR）减20个基点。按照当时5年期以上LPR为3.95%计算，首套房贷利率不能低于3.75%。</span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 1px;font-size: 17px;"><br style="outline: 0px;"/></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;margin-bottom: 0px;"></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">不过，</span><span style="font-size: 17px;color: rgb(0, 122, 170);"><span style="font-size: 17px;outline: 0px;"><strong style="outline: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">3.75%并非首套房贷利率的绝对下限，各地房贷利率还可以根据房价水平动态调整</span></strong></span><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">。</span></span><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">2022年12月30日，央行、银保监会决定在阶段性调整差别化住房信贷政策的基础上，建立新发放首套住房商业性个人住房贷款利率政策动态调整长效机制。对于评估期内新建商品住宅销售价格环比和同比连续3个月均下降的城市，可阶段性放宽首套住房商业性个人住房贷款利率下限。地方政府按照因城施策原则，可自主决定自下一个季度起，阶段性维持、下调或取消当地首套住房商业性个人住房贷款利率下限，即可突破3.75%的统一标准。</span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">据央行数据，2023年末，全国343个地级及以上城市中，有101个下调了首套房贷利率下限，26个取消了下限。如今，越来越多的城市加入取消房贷利率下限的阵营，以</span><span style="font-size: 17px;color: rgb(0, 122, 170);"><span style="font-size: 17px;outline: 0px;"><strong style="outline: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">降低居民购房成本，提振市场需求</span></strong></span><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">。</span></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;max-width: 100%;visibility: visible;white-space: normal;line-height: 1.75em;margin-bottom: 0px;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="outline: 0px;font-size: 17px;color: rgb(0, 122, 170);"><strong style="outline: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">为什么这么多城市要阶段性</span></strong></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);text-align: center;max-width: 100%;visibility: visible;white-space: normal;line-height: 1.75em;margin-bottom: 0px;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="outline: 0px;font-size: 17px;color: rgb(0, 122, 170);"><strong style="outline: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">取消首套房贷款利率下限呢？</span></strong></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 1px;font-size: 17px;">中原地产首席分析师张大伟对记者表示：“各地阶段性取消首套房贷利率下限，主要由于近期部分重点城市‘小阳春’热度远不如之前几年，部分二、三线城市市场活跃度也不足，仍需继续释放政策利好。”</span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 1px;font-size: 17px;">广东省住房政策研究中心首席研究员李宇嘉则认为，多地阶段性取消首套房贷款利率下限，主要基于三个方面原因：</span></section><blockquote style="outline: 0px;color: var(--weui-FG-1);font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);"><section style="outline: 0px;line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 1px;color: rgb(0, 0, 0);font-size: 17px;">一是这些城市新房价格指数同比、环比连续3个月下行，触及利率动态调整的政策；</span></section><section style="outline: 0px;line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 1px;color: rgb(0, 0, 0);font-size: 17px;">二是一季度部分城市商品房市场继续下行，市场情绪比较低落；</span></section><section style="outline: 0px;line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 1px;color: rgb(0, 0, 0);font-size: 17px;">三是中指研究院发布的最新调查结果显示，居民不愿意买房的原因中，排第一的就是月供和收入预期不稳无法支撑购房。</span></section></blockquote><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">李宇嘉表示：“房贷政策在一定程度上可以说是楼市的晴雨表，</span><span style="font-size: 17px;color: rgb(0, 122, 170);"><span style="font-size: 17px;color: rgb(0, 122, 170);outline: 0px;"><strong style="outline: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">取消首套房贷款利率下限，能降低月供负担，有利于提振贷款买房的积极性。</span></strong></span><span style="font-size: 17px;color: rgb(0, 122, 170);outline: 0px;letter-spacing: 1px;">”</span></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">对于房贷利率未来走势，陈文静表示，短期来看，</span><span style="font-size: 17px;color: rgb(0, 122, 170);"><span style="font-size: 17px;outline: 0px;"><strong style="outline: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">5年期以上LPR仍具备下调空间，年内降息预期仍在</span></strong></span><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">。</span></span><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">预计接下来将有更多城市跟进降低房贷利率。</span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="font-size: 17px;outline: 0px;letter-spacing: 1px;">上海金融与发展实验室主任曾刚也表示，未来，随着5年期以上LPR下调效果进一步显现，新发放房贷利率可能继续下探，参照当前10年期国债等长端利率水平，</span><span style="outline: 0px;font-size: 17px;color: rgb(0, 122, 170);"><strong style="outline: 0px;"><span style="font-size: 17px;color: rgb(0, 122, 170);outline: 0px;letter-spacing: 1px;">房贷利率仍然有下行空间。</span></strong></span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 1px;font-size: 17px;">对于购房者来说</span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 1px;font-size: 17px;">房贷利率降至新低</span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);text-align: center;line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 1px;font-size: 17px;">眼下是购房的好时机吗？</span></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><br/></section><section style="outline: 0px;font-family: system-ui, -apple-system, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;letter-spacing: 0.544px;text-wrap: wrap;background-color: rgb(255, 255, 255);line-height: 1.75em;margin-bottom: 0px;"><span style="outline: 0px;letter-spacing: 1px;font-size: 17px;">多位业内人士认为，从省钱的角度来说，利率下降确实能让消费者降低购房成本、减轻还贷压力，但购房还是要综合考量个人的支付能力、收入水平，更应该关注自身需求和产品本身。</span></section><section style="margin-bottom: 0px;"><br/></section></section></section></section><section style="outline: 0px;max-width: 100%;clear: both;min-height: 1em;text-align: left;font-size: 16px;letter-spacing: 0.54px;color: rgb(160, 160, 160);font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif;visibility: visible;box-sizing: border-box !important;overflow-wrap: break-word !important;"><hr style="border-style: solid;border-width: 1px 0 0;border-color: rgba(0,0,0,0.1);-webkit-transform-origin: 0 0;-webkit-transform: scale(1, 0.5);transform-origin: 0 0;transform: scale(1, 0.5);"/><section style="margin-bottom: 0px;"><span style="font-size: 15px;color: rgb(136, 136, 136);">来源：综合江西日报、中国消费者报</span></section><section style="margin-bottom: 0px;"><span style="font-size: 15px;color: rgb(136, 136, 136);"><br/></span></section><section style="outline: 0px;text-wrap: wrap;font-size: 16px;font-family: -apple-system-font, system-ui, Arial, sans-serif;letter-spacing: 0.54px;background-color: rgb(255, 255, 255);line-height: 1.75em;visibility: visible;margin-bottom: 0px;"></section><section style="outline: 0px;text-wrap: wrap;font-size: 16px;font-family: -apple-system-font, system-ui, Arial, sans-serif;letter-spacing: 0.54px;background-color: rgb(255, 255, 255);line-height: 1.75em;visibility: visible;margin-bottom: 0px;"></section></section></section><section style="margin-bottom: 0px;"><section style="display: none;line-height: 1.75em;"><br/></section></section><p><br/></p><p style="display: none;"><mp-style-type data-value="3"></mp-style-type></p><p><br/></p><link rel="stylesheet" href="//bbs.jjxw.cn/source/plugin/wcn_editor/public/wcn_editor_fit.css?v134_jWW" id="wcn_editor_css"/> 贷款买房不可取,因为市场未来难以预测,风险较大,对于老人来讲还是保守一点为好!存量房需要40个月以上才能消化，停止供应土地了吗？ 提高抗风险能力，老年人还是保守一点为好！
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